The Gratitude Glow-Up ✨

Heyyy Friends!!!

Happy Friday to everyone who celebrates 🎉 A lot is happening this weekend for me, so I’m not sure I’m too excited yet.

(Ps: you could also comment if you don’t want to reply to me directly; See the 💬 at the top left of this letter)

What’s in this letter ✍🏾 (Time to Read: 4 minutes)

• What's Rimi Up To! 😌

• MONEY TEA with Rimi 🍵

• Taxes 101 💸

• My Weekly R.E.P.O.R.T ❤️

What’s Rimi Up To!

This week was tiring, I put some work I had to do till the last minute and my sleep has suffered for it! Is it just me that does this…. anyways Don’t be like Rimi…

What did Rimi get up to this week 🤔 

Something I used to struggle with (and still a work in progress! 😌) was staying grounded and appreciating the season I’m in. I tend to focus on the ‘next achievement’ and it was easy for me to not be grateful for where I am right now.

But here’s the truth: gratitude isn’t just a feel-good habit—it’s a powerful tool that can improve your mindset, finances, and overall well-being.

Let me tell you a story: last week, I wasn’t having the best day. Then, I saw this video where a camera was set up, and people were asked to share something good that happened to them that day. Some of the answers were simple—“I talked to my mom,” “The weather is good.” Seemingly mundane stuff, but it got me thinking.

So I decided to try it and list out all the things that had gone well for me that day. And guess what? It completely changed my perspective. I immediately felt lighter just by focusing on the good stuff instead of what wasn’t going right.

A lot of us focus on what we don’t have—more money, a better job, that dream vacation. But constantly thinking about what’s missing creates a scarcity mindset, which in turn leads to things like impulse spending as a way to fill that feeling of lack.

I really hope you can embrace a gratitude mindset this year!

📩 Your turn: What’s one thing you’re grateful for today and this year so far, as we head into the last week of February? Hit reply or comment and share with me!

On that note: I’m grateful for my spending so far this month—there’s definitely more green than red which means we are doing well 💪🏾

PS: I need new recipes for March, would love your recommendations as I continue #Nofooddeliverychallenge

I’m asking this again👇🏾

I want this newsletter to be as useful as possible for you! After gathering some insights, I’m thinking of launching a ‘How Do You Spend?’ segment—where people anonymously share their income and spending habits. The goal? To give you real-life insights on how others manage their money and what you might improve. Plus, I’ll review submissions and provide feedback based on your biggest financial concerns. Let me know what you think! Pls "Reply"📲 and let me know 🥺 

MONEY TEA with Rimi 🍵

Let’s get into it!!!

• We might have jinxed the market! 🤦🏾‍♀️ Just as we celebrated an all-green update, the TSX took a hit from tariff threats and Walmart US’s weak outlook. Since Canada’s market is closely tied to the U.S., investor sentiment dropped. With tariff fears looming, expect some market turbulence—but keep investing!

• Headline inflation rose to 1.9% from 1.8%. Despite six months below the Bank of Canada’s 2% target, rising core inflation could limit rate cuts, adding uncertainty for investors and the economy.

• RBC is among four banks fined for sharing UK bond market information. While they’ve cooperated with the CMA and implemented safeguards, accountability remains essential.

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